Open Wio account statement
Account · Current Account
Drop a statement. Snap a receipt. Forward a bill. It lands in Nooqoodi automatically.
Start Free Trial →Drag the contribution slider — the headline updates instantly using compound-interest at 5% annual.
Watch one line at a time appear. Duplicates auto-strikethrough. Categories auto-tag from your history.
Pages, accounts, actions, statements — all one keystroke away. Watch the demo type "wio" and jump straight to the account.
Ask anything in English or Arabic — Noor replies with numbers from your own data.
Every contribution lights up the ring — and every milestone is celebrated.
Recurring income, bills, debts and goals projected forward — with the low point flagged.
Drop any bank or credit-card PDF. Claude parses every line — transaction date, posting date, amount, currency, status — in 5–15 seconds. Bank-specific presets (Wio today; ENBD/DIB/Mashreq next) skip the AI entirely.
AI · ALL PLANSAsk questions, add transactions, set budgets, run reports — all by chat in English or Arabic. HD voice (ElevenLabs) optional. Daily Smart Brief surfaces anomalies + your one next-best action.
AI · ALL PLANSPhotograph any receipt — Claude vision extracts amount, date, vendor and suggests a category. Works on creased thermal prints, low-light photos, mixed-language receipts.
AI · ALL PLANSBind a OneDrive or Google Drive folder to an account. Drop a statement there → background sync downloads it, parses it, runs Smart Import, posts the new transactions. Zero clicks per month.
PROTrack every loan with Daily Actual/365 amortisation. Conventional and Islamic finance structures. Full payoff timeline.
PROFull-year income vs expense charts, category breakdowns, month-by-month trends, and savings rate analysis.
PRO6-pillar scoring system covering savings rate, debt load, emergency fund, investment ratio, and more.
PRO6-month forward projection based on your budget. Running balance chart shows exactly when you'll run short.
PROThe only personal-finance app that natively supports Murabaha, Ijara, Diminishing Musharaka, Tawarruq, and Salam — both for debt tracking and the loan calculator. Daily Actual/365 schedules.
PRORe-importing a slightly-updated statement only keeps the genuinely new lines. Duplicate detection by account + date ±1d + amount + fuzzy description. Auto-categorises from your history. One click does the rest.
FREE TIERThree sliders (monthly contribution · time horizon · annual return) drive a compound-interest forecast. Live chart compares your contributions vs. market growth. Lives on your dashboard, persists across refreshes.
FREE TIERPress Ctrl+K from anywhere. Type to navigate, add a transaction, jump to any account, open the AI Coach, or trigger Statement Import. Power-user speed; discoverable for everyone via the topbar 🔎 button.
FREE TIERToggle Transactions from spreadsheet to a day-grouped narrative. Each day card shows daily net + items; rows have category icons + sign-coloured amounts. Same filters, prettier surface.
FREE TIERSix rotating cards on the home screen: spending vs last month, bills due in 7 days, net-worth direction, savings rate vs the 20% benchmark, plus AI prompts. Each card is one click to the relevant page.
FREE TIERCross 100% on any savings goal? 60 colourful confetti pieces rain across the screen + a celebratory toast. Each goal celebrates exactly once. The small dose of delight that makes saving feel like winning.
FREE TIEROne bell, every signal. Bills due, statements pending review, overdue reminders — all merged into one badge. Hover for the breakdown; click jumps to whichever list is most urgent. Works across devices via cloud sync.
FREE TIERTick "make this recurring" once and the reminder auto-rolls every month. Saving an EMI auto-creates 12–60 monthly reminders. Click 💳 Pay on any reminder — the form opens pre-filled with the original's account + category. Confirm and done.
FREE TIERMonthly, annual, 5-year and 10-year budget views with category hierarchies, bulk CSV upload, and vs-actual tracking.
FREE TIERSet targets, choose contribution frequency, see the exact month you'll reach your goal. Auto-creates reminders.
FREE TIERIFRS-compliant balance sheet and trial balance. Current vs non-current liabilities split per IAS 1.69.
FREE TIER5 calculators — Personal, Mortgage, Car, Compare, and Savings Goal. Bidirectional field solver with lock buttons.
FREE TIERTrack every recurring payment. Smart reminders with starting date anchor and schedule preview for 3 occurrences.
FREE TIERTrack per-project P&L for trips, renovations, side hustles, freelance jobs — anything. Tag transactions, set a budget, see income vs spend at a glance. Rename anytime, history follows.
FREE TIERTrack every account and transaction in its native currency. AED is the base; USD, EUR, GBP, SAR, QAR included by default. Manual rates by design — your reports stay reproducible, not drifting daily.
FREE TIERYour data lives in your private Supabase row, isolated by Row-Level Security. Switch devices, clear your cache, sign in fresh — everything is right where you left it. Export a JSON backup anytime.
FREE TIERAdd #TripBerlin or #ClientAcme to any transaction — Nooqoodi auto-extracts and indexes them. Search by tag, click a chip in any row to filter, see totals respect the active filter.
Federal Decree Law No. 33 of 2021 implementation — 21 days/year for the first 5 years, 30 days after. Limited and Unlimited contracts both supported, with the right early-termination formula.
FREE TIERA project is just a name + a tag. Pick it from the Add Transaction form and the tag auto-injects. Existing transactions you've already tagged with #trip count automatically.
Each project card shows income, spend, net, budget progress, and date range. Click for a detail view with monthly trend table and the full transaction list — pre-filtered, exportable.
Set an optional project budget. Get a teal progress bar that goes red when you're over — perfect for renovation jobs, freelance scopes, or "I told myself I'd only spend AED 5,000 on this trip".
Change a project's tag and Nooqoodi rewrites every transaction's notes that referenced it — your historical data stays linked, no manual cleanup.
Lifecycle states keep your picker uncluttered. Closed projects stay browsable but disappear from the day-to-day Add Transaction dropdown. Archive when you're ready to forget about them.
Project accounting isn't gated behind Pro. We think every user should be able to track a holiday or a renovation without paying for it.
One click from where you are — no scrolling through a 200-page guide to find one answer.
Still stuck? Tap the Coach — ask in plain English or Arabic and get a step-by-step answer specific to your data.
The Help tab inside the app has a live search — type a word and jump straight to the matching topic, with screenshots.
Cost-plus fixed profit. Selling price back-calculates profit rate. Equal instalments, zero compounding.
Lease-to-own with daily Actual/365 rental schedule. Asset stays with bank until final payment.
Co-ownership with decreasing payments. Bank's rental income reduces as your equity grows.
Commodity Murabaha. Identical payment structure, widely used for UAE personal finance.
Zero-cost charitable loan. Equal principal instalments, zero profit. Permissible in Islam.
All calculations in AED. Multi-currency support with live rate conversion — USD, EUR, SAR, QAR and more.
Pre-built UAE bill categories. Smart reminders know when your DEWA bill is due even on a quarterly cycle.
UAE Federal Decree Law 33 of 2021. Calculates exactly what you're owed based on unlimited/limited contract and resignation vs termination.
Manage remittances, track savings in multiple currencies, plan repatriation funds — all in one place.
Desktop, tablet, mobile — fully responsive. No app download required. Access from any browser, any device.
AES-256 encryption at rest. TLS 1.3 in transit. Row-level security — your data is mathematically isolated from other users.
14-day free trial on every paid plan. No credit card to start. AI is built in — there is no separate AI subscription, ever.
1 AI credit = one Coach question, one receipt scan, or one voice playback · a full statement import uses 3 credits. Credits reset every month — no roll-over, no surprises.
Your transactions, budgets, debts, goals — everything moves to the cloud.
Join UAE professionals who track every dirham, plan every goal, and build real wealth with Nooqoodi.
14-day trial · Cancel anytime · Your data stays yours