We're sorry to see you go
Before you go — if something wasn't working for you, we'd really love to know. Your feedback directly shapes what we build next, and we'd love the chance to fix whatever's bothering you so you can stay.
⚠️ Deleting your account permanently removes your profile, AI usage history, and login. This cannot be undone.
🔑 Change Password
Confirm Action
⚠️
⚠️This action cannot be undone.
🤖 Import Bank / Card Statement
Upload a statement PDF (or a clear photo). Nooqoodi will read it and show every transaction for you to review before importing — no manual typing.
📄⬇
Drop your statement here, or browse
PDF, JPG or PNG · up to 8 MB
Tip: PDFs from internet banking give the most accurate results.
📂 OR PULL FROM CLOUD
💡 Costs 3 AI credits per statement, regardless of how many transactions it contains. A typical statement of 50–100 lines uses the same 3 credits.
📊 Import Transactions from Excel
0 rows found
1. REVIEW DATA
2. MAP CATEGORIES
Review the parsed data below. Rows with issues are highlighted.
# DATE DESCRIPTION AMOUNT TYPE IMPACT CURRENCY STATUS ✕
Add Transaction
—
Or manage projects from .
📂 Pending Statement Imports
Cloud-drive files awaiting review
Background sync found these files in your cloud drives but couldn\'t auto-import them — usually because the folder isn\'t mapped to an account, or because some transactions need your input. Click Review to download a file and open it in Statement Import.
🏦 Multi-Account Statement Detected
— accounts found
This statement contains transactions from several different accounts. Pick which Nooqoodi account each bank account should import into. Choose Skip to ignore an account.
🔁 Modify Recurrence
Leave Repeat until blank to keep the schedule ongoing. Set it to a past date to stop the recurrence completely.
Add Debt
Drives the first-period interest — Wio loans typically charge ~33 days on month 1, not 30. Defaults to first payment − 30 days when blank.
If you know the full amount you will repay, enter it here. The annual rate and monthly payment will be derived automatically.
Principal
—
Total Interest
—
Total Cost
—
Payoff Date
—
Linked Accounts
e.g. the car or property this loan financed
Account where loan proceeds were deposited
Auto-fills the source account on every EMI payment so you don't have to pick it manually each month
Savings Goal
🌍 Where do you live?

Pick the country you live in so Nooqoodi can set your currency, date format, week start, tax rules, and lending defaults correctly. You can change this any time from Settings → Profile. We'll also propose a starter set of accounts and categories tailored to your country — accept or skip.

📈 What If — …

Tune the three sliders and we run 1 000 simulations of how this goal might play out. The shaded band shows the realistic spread — most paths land inside it; only a few unlucky or lucky ones break outside. Higher volatility = wider band.

0—
Monthly standard deviation of returns. Cash savings ≈ 0%; index funds ≈ 3–5%; speculative ≈ 8%+.
Probability of hitting target
—
by goal end date
Median outcome
—
middle of the pack
Optimistic (p90)
—
top 10% of paths
Pessimistic (p10)
—
bottom 10% of paths
Adjust the sliders to see how each lever changes the outcome.
👪 Create a household

Give it a memorable name — something like "Hamwi Family" or "Sarah & Me". You'll be the owner; invited members will be able to view your data once Phase 2 ships.

👪 Household
Members
Loading…
Add Manual Asset
💳 Convert to Installment Plan
0% for promotional / Shariah-compliant. Most UAE bank EPP plans charge 0–8% APR + a one-time fee.
Monthly EMI
—
Total interest
—
Total cost
—
💡 What happens on save: a debt entry is added to Debt Manager with this purchase as the principal. Each month's EMI shows up on your payoff schedule. The original transaction stays intact — we just tag it as "Converted to instalment" so you don't double-convert.
💳 Record EMI Payment
ℹ️This records a proper EMI: principal reduces the loan balance (Transfer cash → liability), interest/profit is recognised as an expense. Both stamped to this debt for traceable history.
When ticked, the Profit/Interest value above is saved to the debt and used for every future EMI of this loan — the auto-split is bypassed. Untick later (by editing the debt) if you want to recompute from scratch.
Payment Schedule
Add Project
#
When you add a transaction and pick this project, #BerlinTrip2026 is automatically inserted into the notes.
+ New Account
+ New Category
✂ Split Transaction
Total assigned: 0.00 / 0.00
⏳ Prepaid expense — amortise over months
How it works (proper accrual treatment):
  • Today: cash leaves your bank — Transfer of the full amount to a "Prepaid Expenses" asset account.
  • Each month for N months: 1/N of the amount is recognised as an Expense (from the prepaid asset → the category you pick).
  • Cash-flow reports show the full outflow today. Expense / P&L reports show the spread over N months.
ⓘ "Prepaid Expenses" is auto-created the first time you use this feature.
Add Bill
When you pay this bill, it will automatically be categorised under this expense category.
Add Payment Reminder
Money-linked reminder — bills, EMIs, subscriptions, savings.
First payment / due date
🔔 Remind me before due date
Add / Edit Currency
ℹ️Example: if base is AED and adding USD, 1 AED ≈ 0.272 USD → enter 0.272
Add Account
Manage types in
Sub-accounts roll up into the parent's balance automatically.
Add Category
⭐ Upgrade to Pro
Pro Unlocks Everything
Full Budget · Debt Manager · Reports · Health Score · Cash Flow · Nested Categories · Multi-Currency Accounts
✅Your data is safe. Click "Export My Data" below, then open the Pro version and go to Settings → Data → Import.
Get Pro at: aifinanceacademy.gumroad.com
Upgrade to Pro
14-day free trial · No card required · Cancel anytime
MONTHLY
AED 36.99
per month
QUARTERLY
AED 89.99
Save 19%
ANNUAL ★ BEST
AED 279.99
Save 37%
Manage Subscription
Your current plan
⌘ Esc
↑↓ navigate Enter select Esc close ⌘K · NQ Command